Capital Dollarization — Pan-American Life Insurance
Dollarization — USD Life Insurance

Protect Your Wealth in
U.S. Dollars

Every month your savings stay in Reais, they lose value. With our carrier, Brazilians in Brazil can invest in dollar-denominated insurance products — building wealth and security outside BRL risk.

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112+

Years of History

49

Countries Served

A-

A.M. Best Rating

USD

Dollar-Denominated

The Problem

The Silent Erosion of Your Savings

The Brazilian Real has lost over 80% of its value against the U.S. dollar in the past 20 years. While you work hard to save, currency devaluation quietly destroys your purchasing power.

80%+ Lost

Currency Devaluation

The BRL went from R$1.80 to over R$5.00 per dollar in 20 years. Everything priced in dollars — travel, imports, education abroad — becomes more expensive every year.

Unpredictable

Political Instability

Brazil's economic and political cycles create unpredictable scenarios for savings, pensions, and long-term investments denominated in local currency.

Every Year

Persistent Inflation

Brazilian inflation consistently erodes the real value of savings accounts, fixed income, and pension funds that are denominated in Reais.

BRL to USD — 20 Years

R$1.80 R$5.00+

-82%

purchasing power lost

The Solution

Build Your Dollar Foundation in USD

Our carrier is the only major U.S. insurer built specifically for Latin American clients. For 112 years, they've helped families across 49 countries protect and grow their wealth in U.S. dollars.

Life Insurance in USD
100% USD Denominated

Life Insurance in USD

A whole life or universal life insurance policy denominated 100% in U.S. dollars. Your premium, your cash value, and your death benefit — all in USD. Completely insulated from BRL devaluation.

Cash Value Accumulation
Tax-Advantaged Growth

Cash Value Accumulation

Your policy builds tax-advantaged cash value in U.S. dollars over time — accessible as policy loans for emergencies, investments, education, or retirement. Protected. Growing. In dollars.

Legacy in U.S. Dollars
International Beneficiaries

Legacy in U.S. Dollars

Your beneficiaries — in Brazil or anywhere in the world — receive the death benefit in U.S. dollars. A powerful cross-border wealth transfer tool that transcends currency borders.

About the Carrier

Built for Latin America

Founded in 1911 and headquartered in New Orleans, our carrier was created specifically to serve Latin American and Caribbean clients. No other U.S. carrier has more experience serving clients exactly like yours.

  • Founded 1911 — 112+ years serving Latin America
  • Licensed and actively operating in 49 countries
  • A- rated by A.M. Best (Excellent financial strength)
  • Specialists in USD policies for non-U.S. residents
  • Fully compliant with Brazilian regulatory requirements
  • Claims paid in USD to international beneficiaries worldwide
A.M. Best A-
49 Countries
Pan-American Life Insurance — New Orleans HQ

1911

Founded — New Orleans, USA

Getting Started

4 Simple Steps to Dollarize Your Capital

Our bilingual team handles every step. You don't need to travel to the U.S. — everything is done remotely, safely, and on your schedule.

01

Free Consultation

Talk to our licensed agent about your financial goals, how much capital you want to protect, and your ideal timeline for dollarization.

02

Custom Plan Design

We design a tailored policy for your exact needs — premium structure, coverage amount, and USD cash value growth strategy.

03

Application & Approval

We handle the entire application process remotely. No U.S. travel required. Our team guides you through every document and step.

04

Build USD Wealth

Your monthly premium goes to work in U.S. dollars — protected, growing, and completely outside BRL risk. Your dollar foundation starts here.

Capital Dollarization Success
Dollarization — USD Life Insurance

Your Capital Deserves Dollar Protection

Every month you wait is another month of Reais devaluation. Talk to our team today — free, no obligation — and discover how many dollars your savings could be working in.

Free. No obligation. 100% confidential. We work with clients in Brazil and the U.S.

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